For Buyers

Buying a home is a very exciting process; however, there is a lot to consider when you decide to buy a house. Here are a few questions you may ask yourself before searching for your perfect property:

What do I want?

A good idea is to make a list and prioritize your needs or “must-haves” before beginning your search. Are you interested in a large backyard, a certain school system, or a specific neighborhood? Whether you are looking for single-family homes, multi-family homes, condos, etc., it is important to choose the type that best fits your needs.

How do I get pre-approved?

Before starting the search process, review your credit history and make sure you are in good standing. You will need to meet with a lender or lenders if you would like to shop around to get pre-approved. Pre-approval from a lender is based on your actual income, debt and credit history. After you speak with a lender and you are pre-approved, you will have a better idea of what kind of homes you want to look for. Once you are ready to purchase the right home, a pre-approval letter will put you in a better position to make a serious offer.

How long does the buying process take?

The buying process varies depending on the buyer’s circumstances and what the real estate inventory looks like in the surrounding areas you are searching for. Typically, once we go under contract, the process normally takes between 30-60 days depending on the lender and what has been negotiated.

What does a buyer's agent cost?

You actually do not pay for buyer’s agent representation. Buyer’s agents are compensated by the seller of the property. However, there may be some instances, like a “for sale by owner” listing that is not willing to work with an agent, and then the buyer’s agent and the buyer may have to work something out that does not include the seller. This is usually not the case and would be considered very rare!

What to expect when working with
The Jimmy Register Team

The Jimmy Register Team is committed to not only finding the right home at the right price, but also standing by you every step of the way. It is our privilege to show you what we mean. If you are like most people, buying a home is the largest investment you will ever make. It can also be a very time-consuming and costly one if you are not familiar with all aspects of the process and do not have all the best information and resources at hand. Let us help you save some time and let us provide the best care and services for you!

Our Process

When first working with a buyer, we want to make sure you are pre-approved or working with a lender. If you are not currently working with a lender, we will provide you with a few names of lenders that we use. This will help you understand what your estimated monthly payment may be and what you are able to handle each month. This will also give you a better idea on what type of home and price range you would like to stay in.

We will gather your contact information and a checklist of items you are looking for in a house such as location, school district, number of bedrooms, fenced in backyard, etc.

We will send you a list of homes that we believe you will like based on the criteria you have provided for us and set up any appointments for the homes the buyers are interested in.

Once you have decided on your perfect home, we will place an offer and negotiate. After reaching an agreement, we will be under contract and will schedule your inspections. The closing date is determined during negotiation and can also be based off the lender. Closings usually take place between 30-60 days from being under contract. Repair requests will be negotiated once we receive the inspection reports. We will then have a final walk thru of your soon to be home. Lastly on the closing day, once the deed is recorded, your perfect home is officially yours!